| Account Product Name | Minimum Opening Deposit | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|---|
| Now Personal Checking Account1 | $1,000 | 0.50% | 0.50% |
| The minimum daily balance required to obtain the Now Personal Checking Account APY is $1,000.00 | no | no | no |
| Money Market Account1 | $1,000 | 1.49% | 1.50% |
| The minimum daily balance required to obtain the Main Money Account APY is $2,500.00 | no | no | no |
| Main Money1 Business | no | no | no |
| $2,500.00 - $9,999.99 | no | 0.40% | 0.40% |
| $10,000 - $24,999.00 | no | .60% | .60% |
| $25,000 - $49,999.99 | no | 1.24% | 1.25% |
| $50,000 - $999,999.99 | no | 1.74% | 1.75% |
| $1,000,000.00 - Over | no | 1.49% | 1.50% |
| MainStay Savings Account3 | $100 | 0.00% | 0.00% |
| $100 - $2,499.99 | $100 | 0.35% | 0.35% |
| $2,500 - Over | no | 2.62% | 2.65% |
| Health Savings Accounts | under $100 | 0.00% | 0.00% |
| $100 - $2,499.99 | no | 0.40% | 0.40% |
| $2,500 - $9,999.99 | no | 0.60% | 0.60% |
| $10,000 - $24,999.00 | no | 1.24% | 1.25% |
| $25,000 - $49,999.99 | no | 1.24% | 1.25% |
| $50,000 - $99,999.99 | no | 1.98% | 2.00% |
| $100,000 - Over | no | 1.98% | 2.00% |
| Personal Savings1 | $100 | 0.50% | 0.50% |
| The minimum daily balance required to obtain the Personal Savings APY is $100.00 | no | no | no |
| Basic Business Checking Plus Interest1 | $750 | 0.50% | 0.50% |
| The minimum daily balance required to obtain the Basic Business Checking Plus APY is $1,000.00 | no | no | no |
| Basic Business Savings1,2 | $500 | 0.50% | 0.50% |
| The minimum daily balance required to obtain the Basic Business Savings APY is $500.00 | no | no | no |
