Time Deposits Last Updated: May 14, 2024

5Account Product NameMinimum Opening DepositInterest RateAnnual PercentageYield (APY)
3-Month Certificate of Deposit1,2 $1,000

no

no

Balances Over $1,000

no

3.68% 3.75%
6-Month Certificate of Deposit1,2 $1,000

no

no

Balances Over $1,000

no

4.57% 4.65%
12-Month Certificate of Deposit1,2 $1,000

no

no

Balances Over $1,000

no

4.43% 4.50%
18-Month Certificate of Deposit1,2 $1,000

no

no

Balances Over $1,000

no

4.04% 4.10%
24-Month Certificate of Deposit1,2 $1,000

no

no

Balances Over $1,000

no

3.45% 3.50%
30-Month Certificate of Deposit1,2 $1,000

no

no

Balances Over $1,000

no

3.02% 3.05%
36-Month Certificate of Deposit1,2 $1,000

no

no

Balances Over $1,000

no

2.97% 3.00%
48-Month Certificate of Deposit1,2 $1,000

no

no

Balances Over $1,000

no

2.82% 2.85%
60-Month Certificate of Deposit1,2 $1,000

no

no

Balances Over $1,000

no

2.72% 2.75%
12-Month IRA Certificate of Deposit1,2 $1,000

no

no

Balances Over $1,000

no

4.43% 4.50%
24-Month IRA Certificate of Deposit1,2 $1,000

no

no

Balances Over 1,000

no

3.45% 3.50%

 

1. A penalty may be imposed for early withdrawal.

2. The minimum daily balance required to obtain the APY is $1,000.00. $1,000.00 for IRA Accounts. Fees could reduce the earnings on all accounts. We reserve the right at any time to require not less than 7 days’ notice in writing before any withdrawals from an interest-bearing account.