Main Content


Select the search type
  • Site
  • Web

HSA funds may be used to pay for qualified medical expenses at any time without federal tax liability or penalty.

Skip Text

Health savings account

A Health Savings Account (HSA) is a type of savings account that allows you to set aside pre-tax money to pay for qualified medical expenses, including doctor visits, prescription drugs, deductibles, copayments, coinsurance and others. You may contribute to an HSA only if you have a High Deductible Health Plan (HDHP), which covers preventive services before the deductible.

HSAs offer the following benefits:

Tax Savings Tax deductions when you contribute to your account. (1)
Tax-free earnings. (1)
Tax-free withdrawals for qualified medical expenses. (1)
Savings You can grow your balance with earnings.
Flexibility You can use the money in your HSA account to pay for current medical expenses or save it for future medical expenses.
For more information about opening an HSA at Main Bank, give us a call at (505) 880-1700 or contact us at .

(1) All tax references are at the Federal Level. State taxes vary. Please consult with your tax advisor.


You are leaving Main Bank's web site.

The web site you have selected is an external one located on another server. Main Bank has no responsibility for any external Web site. It neither endorses the information, content, presentation, or accuracy nor makes any warranty, express or implied, regarding any external site.

Thank you for visiting Main Bank's Web site.


Unsecure Email Disclosure

Your privacy is very important to us. We would like to advise you that Internet email is not a secure method of communication. Please do not submit any information that you consider confidential. We recommend you do not include any specific identifying information such as your social security, account, PIN numbers, date of birth, etc...


Affiliate Website Notice

By clicking Continue, you will be taken to our affiliate's website. Products and services offered shown will be provided by our affiliated entity. Some products offered may not be FDIC insured. Please read the privacy and security policies on our affiliate's website. In some instances, these policies may differ from those of Main Bank.